General

The following terms and conditions (“Terms of Use”) govern the relationship between you, Twin Rivers Paper Company Inc., its subsidiaries and managed entities (“Twin Rivers”) (collectively, “Twin Rivers”, “we”, “us” or “our”). By using this web site you are agreeing to comply with and be legally bound by the terms and conditions set out in these Terms of Use and our privacy policy. If these Terms of Use are not acceptable to you, please do not use this web site. We may update these Terms of Use from time to time and you are responsible for periodically reviewing the most current version. Your continued use of this web site will be deemed your conclusive acceptance of the updated Terms of Use.

Rights Granted and Restrictions on Use: Twin Rivers grants to you a limited non-exclusive, non-transferable license to view, copy and print the material on this web site (other than the design or layout of this web site) for your non-commercial or personal use only. All copies that you make must retain all copyright and other notices that are on this web site. Except as provided in the previous sentence, you may not use, distribute, sell, modify, transmit, revise, reverse engineer, republish, post or create derivative works (where applicable) of the trademarks, trade names, logos, information, software or other material or content in these Terms of Use, referred to (collectively, as the “content”) of this web site without Twin Rivers’ prior written permission. You acknowledge and agree that this web site and its content are the property of Twin Rivers, its affiliates or their respective service providers, suppliers or licensors and you will not acquire any rights or licenses in any trademarks, patents, copyright or other intellectual property protected by copyright, both individually and as a collective work or compilation and by trademark law, patent law and any other applicable laws.

Your Authority to Use this Web Site: By using this web site, you are representing to us that you have the power and authority to accept these Terms of Use and to enter into this agreement with us, that you are capable of assuming, and do assume, any risks related to the use of this web site and its content, and that you understand and accept the terms, conditions and risks relating to their use. If you are dissatisfied with this web site or its content, your sole and exclusive remedy is to stop using it.

Disclaimers

The content on this site is for informational purposes only. Twin Rivers and each of its affiliates, licensors, service providers and suppliers assume no liability for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon. The information contained on this web site provided by any third party, including without limitation, the information obtained through any link, has been supplied without verification by us. Neither Twin Rivers nor any of its affiliates, licensors, service providers or suppliers makes or has made any recommendations regarding the securities or investment services of any person or entity with respect to the content of this web site, or of the advisability of investing in securities generally for any particular individual.

This web site could include technical or other inaccuracies or typographical errors and it is provided to you on an “as is” basis without warranties or representations of any kind. Twin Rivers, its licensors, service providers and suppliers make no representation and disclaim all express and implied warranties and conditions of any kind including, without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, satisfactory quality, merchantability, merchantable quality or fitness for any particular purpose or those arising by law, statute, usage of trade, or course of dealing. Twin Rivers, its affiliates, licensors, service providers and suppliers assume no responsibility to you or any third party for the consequences of any errors or omissions. Twin Rivers reserves the right, in its sole discretion, to correct any errors or omissions in any portion of this web site. Twin Rivers may make other changes to this web site at any time without notice.

No Damages

Twin Rivers, its affiliates and their respective directors, officers, employees, or agents shall not, under any circumstances, be liable for any direct, consequential, incidental, indirect or special damages, of any kind, or any other damages whatsoever including, without limitation, those arising from any decision made or action taken by you in reliance upon the content or those resulting from loss of use, data or profits, whether resulting from the use of or inability to use any content on this web site (or a web site linked to this web site), or any other cause, even if caused by Twin Rivers or its affiliates or either of their respective licensors’, service providers’ or suppliers’ negligence, even if any of them has been apprised of the likelihood of such damages occurring.

The above limitations and exclusions shall apply to you to the fullest extent that applicable law permits, in all actions of any kind, whether based on contract, tort (including, without limitation, negligence) or any other legal or equitable theory. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability or the remainder of these Terms of Use.

Securities

Neither Twin Rivers nor any of its affiliates, officers, directors, employees, agents or licensors: (a) has passed on the merit of any of the securities referred to on this web site or any linked site; or (b) has endorsed or sponsored any of these securities; or (c) makes or has made any recommendation regarding any securities issued by any of the companies identified on or linked to this web site, nor the advisability of investing in securities generally for any particular individual. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific security, index, report, opinion, advice or other content.

Forward-looking Information and Statements

Statements contained in this web site that are not purely historical are forward-looking statements and forward-looking information within the meaning of Canadian provincial securities laws. Forward-looking information typically contains statements with words such as “will”, “should”, “would”, “could”, “continue”, “toward”, “ongoing”, “target”, “result”, “grow”, “can”, “future”, “seek”, “maintain”, “look”, “believe”, “feel”, “expect”, “may”, “estimate”, “plan”, “possible”, “anticipate”, “likely”, similar words, or variations of those words that suggest future outcomes. Although Twin Rivers believes that the anticipated future results, performance or achievements expressed or implied by the forward-looking statements and information are based upon reasonable assumptions and expectations, you should not place undue reliance on forward-looking statements and information because they involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance or achievements of the company to differ materially from anticipated future results, performance or achievement expressed or implied by such forward-looking statements and information. Factors that could cause actual results to differ materially from those contemplated or implied by forward-looking statements and information include: economic and financial conditions in the countries in which we do business; the behavior of financial markets, including fluctuations in interest and exchange rates; availability of equity and debt financing; strategic actions including dispositions; the ability to effectively integrate acquisitions into existing operations and the ability to attain expected benefits; acts of God, such as earthquakes and hurricanes; the possible impact of international conflicts and other developments including terrorist acts; changes in accounting policies; and other risks and factors detailed from time to time in the Annual Information Form as well as the Annual Report and other filings with Canadian securities regulatory authorities. We caution that the foregoing list of important factors that may affect future results is not exhaustive. When relying on our forward-looking statements to make decisions with respect to Twin Rivers, investors and others should carefully consider the foregoing factors and other uncertainties and potential events. Except as may be required by law, Twin Rivers undertakes no obligation to publicly update or revise any forward-looking statements or information, whether written or oral, that may be as a result of new information, future events or otherwise.

Links

As a convenience to our visitors, the Twin Rivers web site currently contains links to a number of web sites. The privacy policies and procedures described here do not apply to those web sites. We suggest contacting these web sites directly for information on their data collection and distribution policies. Your linking to such web sites or pages is at your own risk. Twin Rivers is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on these sites. Twin Rivers provides these links merely as a convenience and the inclusion of such links does not imply that Twin Rivers endorses or accepts any responsibility for the content or uses of such web sites. Links do not imply that Twin Rivers or this web site is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked web site is authorized to use any trademark, trade name, logo or copyright symbol of Twin Rivers or any of its affiliates or subsidiaries.

Hyperlinks

Unless you have a written agreement in effect with Twin Rivers which states otherwise, you may not provide a hypertext link to the Twin Rivers web site on another web site.

Non-Confidential Use of Your Postings

Any non-personal communication, comments, ideas or material you post or transmit to Twin Rivers is, and will be treated as, non-confidential and non-proprietary. By transmitting or posting any communication or material to this web site you grant to Twin Rivers and all of its affiliates, an unrestricted, irrevocable license to use, reproduce, display, modify, transmit, distribute, publish, broadcast or post your communication for any purpose. You also agree that Twin Rivers is free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) you grant us permission to do so; (b) we first notify you that the materials or other information you submit to a particular part of a web site will be published or otherwise used with your name on it; or (c) we are required to do so by law.

Protecting Information

We have reasonable security measures in place to protect against the loss, misuse and interception by third parties of the information under our control. However, complete confidentiality and security is not yet possible over the Internet. We assume no liability for any damages you may suffer as a result of interception, alteration or misuse of information transmitted over the Internet.

Changes to Terms of Use

Twin Rivers reserves the right to revise these Terms of Use at any time without notice to you. You are bound by such revisions so we encourage you to visit this page frequently to stay informed.

Violations of Terms of Use

Twin Rivers reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use, including the right to block access from a particular Internet address to our site.

Other Countries

This web site can be accessed from countries around the world other than Canada and may contain references to Twin Rivers’ products, services, and programs that have not been announced in your country. These references do not imply that Twin Rivers intends to announce such products, services or programs in your country. Twin Rivers makes no representation that the content on this web site is appropriate or available for use in other locations, and accessing this web site from territories where its content is illegal is prohibited. Those who choose to access this web site from other locations do so on their own initiative and at their own risk and are responsible for compliance with local laws.

Laws

This web site (excluding linked sites) is controlled by Twin Rivers, a Canadian company. By accessing this web site, you and Twin Rivers agree that all matters relating to your access to, or use of, this web site shall be governed by the statutes and laws of the Province of Ontario or the federal laws of Canada, as applicable, without regard to the conflicts of laws principles thereof. You and Twin Rivers also agree and hereby submit to the exclusive personal jurisdiction and venue of the courts of the Province of Ontario or the federal courts of Canada, as applicable, with respect to any and all matters arising in connection with these Terms of Use.

How to Contact Us

If you have submitted personal information through the Twin Rivers web site and would like that information deleted from our records, please contact us at our Corporate Office listed under the “Contact Us” section of this web site.

YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THEM AND AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS IN THESE TERMS OF USE. BY USING THIS WEB SITE, YOU WILL BE ENTERING INTO A LEGALLY BINDING CONTRACT EVEN IF YOU HAVE NOT READ THESE TERMS OF USE.